Tuition and Cost

Base Tuition 

 $                      300 

$300/credit,  3 credit hour course=$900

Dual Enrollment 

$                       100

$100/credit, 3 credit hour course=$300

Tech. Fee 

 $                      100  


Registration Fee 

 $                        25 


Processing and Resource Media Fee 

 $                      100  


 Fees and Tuition for Pedrone Ministry College 


Financial Aid Application Process 

FAFSA® Application | Federal Student Aid 

Home – Florida Student Scholarship & Grant Programs ( 

  1. Visit to complete the Free Application for Federal Student Aid (FAFSA).  
  2. The data from the FAFSA will be analyzed and the results will be sent in a Student Aid Report (SAR). The Office of Financial Aid will also receive a report of the data. The information will be used to determine each student’s financial aid package.  
  3. Students can apply for scholarships by completing the application form on the website at 
  4. In addition to the FAFSA, if an application has been selected for verification, the Office of Financial Aid requires that the IRS data retrieval tool be used on the FAFSA or an IRS tax transcript be sent. An institutional verification form is also required. The Office of Financial Aid will contact students if they have been selected for verification.  
  5. For students interested in taking out Direct student loans and doing so for the first time, go to and complete Entrance Counseling and a Master Promissory Note.
    NOTE:  A Direct Loan cannot be originated until these steps are complete. Completing Entrance Counseling and a MPN does not obligate students to accept a loan. 

Important Deadlines 

To ensure enough time for processing paperwork for grants, loans and scholarships, students should apply for financial aid by July 15 for the fall semester and by November 15 for the spring semester. Students are responsible to make all required payments at registration according to the guidelines outlined in the financial information section of this catalog. Students will be refunded by the amount of financial aid that subsequently arrives and constitutes an overpayment.  

Federal Grants

Pell Grants – The Pell Grant Program is an income-based Title IV federal student aid program. Pell Grants provide money to help students pay for their education after high school. Unlike loans, grants do not have to be paid back. The Pell Grant is available to undergraduate students enrolled in at least three credit hours in a matriculated program leading to graduation. To apply for the Pell Grant, students must submit the Free Application for Federal Student Aid (FAFSA). The Pell grant is awarded as directed by the Department of Education to income eligible students. 

Federal Supplemental Educational Opportunity Grant (FSEOG) – The FSEOG is a grant funded by the federal government. Students must complete the FAFSA and demonstrate financial need. Students must receive a valid SAR and have all necessary materials in the Office of Financial Aid before being considered for these funds. Students who qualify for the Federal Pell grant receive first priority in receiving FSEOG funds. FSEOG funds are generally awarded on a first-come, first-served basis. However, because FSEOG funding is limited, there is no guarantee that students will receive this award even if they qualify.  

Federal Work Study (FWS) – A limited number of institutional work assignments are available to needy students through the Federal Work Study program. The Office of Financial Aid collects and monitors job applications through the FWS program; however, the campus departments are responsible for the hiring of students. Contact the Office of Financial Aid for information. 

Federal Loans

Federal Direct Loans – are low-interest loans for students and parents to help pay for the cost of a student’s education. The lender is the U.S. Department of Education. Additional information about Federal Direct Loans can be found at 

  • Subsidized: Students must demonstrate financial need as determined by federal regulations. Interest is paid by the federal government while you are in school and during certain other periods. 
  • Unsubsidized: Interest is not paid by the federal government and accrues while you are in school. If you do not pay the interest, it will be added to the unpaid principal amount of the loan. This is called “capitalization.” Capitalization increases the unpaid principal balance of your loan, and interest will be charged on the increased principal amount. 

    Federal Direct PLUS Loan – Parents of dependent students may borrow under the PLUS program to help pay student’s expenses.  The parent must complete a PLUS loan application and Master Promissory Note (MPN). Also, the parent will be required to pass a credit check. Payment can be deferred while the student is enrolled or can begin immediately.  

Eligibility for Loans 

Students must demonstrate eligibility for Federal Direct Loans by having a current FAFSA on file at the College. Students must be enrolled at least half time in a certificate or degree program and be making Satisfactory Academic Progress. Students may not be in default status for any federal student loan(s). 

Students who are new Federal Direct Loan borrowers must complete the Federal DL Entrance Counseling and Master Promissory Note at studentloans.govReturning borrower(s) must notify the Office of Financial Aid of their desire to borrow. Students who have borrowed in the past will automatically have student loans awarded to them. It is the student’s responsibility to notify the Office of Financial Aid if they wish to decline the loans awarded to them or have the amount(s) changed. 

Students who receive federal aid or borrow through the federal Direct Loan program will be monitored in the National Student Loan Data System (NSLDS) where other authorized users may have access to personal information including other institutions and loan lenders. 

Borrowing Limits – The total amount students may borrow depends on several factors including: 

  • Dependency Status 
  • Borrowing History–borrowers without an outstanding loan balance who borrow after July 1, 2013 cannot exceed 150 percent of the published length of the borrower’s educational program. 
  • Calculated Estimated Family Contribution (EFC) 
  • Unmet need 
  • Class Standing (course levels must reflect class standing) 


Based on state and federal recommendations, best practices in higher education, and to foster student success, PMC will disburse loans and credit balances mid-semester. First-time freshmen will have their loans disbursed 30 days into the semester per federal requirement. Loan money must first be used to pay for any balance owed to the College, such as tuition, fees and textbooks. If loan funds remain, students will receive the credit balance by refund check. Refunds will be mailed to the most recent permanent address on file. Any financial aid may be delayed in disbursement if the necessary paperwork is not completed by the student on time. 


Direct Subsidized and Unsubsidized Loans have a 6-month grace period that starts the day after the student graduates, leaves school, or drops below half-time enrollment. Students do not have to begin making payments until the grace period ends. To learn more about repayment visit 

Exit Counseling 

Student loan borrowers who graduate or cease to be enrolled at least half-time must complete an exit counseling session. Graduating students should use their FSA IDs to login to to complete the Exit Counseling and choose their repayment plan. Students should continue to stay in contact with their lenders if their contact information changes at any time. 


Any student who files a FAFSA may be chosen for a verification review. This process is required by federal regulation and the College is mandated by this regulation to adhere to the procedures explained below. 

The verification process entails the review of IRS tax documents and household information to ensure the accuracy of the FAFSA application. FAFSA applications may by selected for verification at random or based upon a set of common edits developed by the U.S. Department of Education which check data for consistency and logic. Others are checked against prior year applications that students have submitted. 

Financial aid will continue to be processed during the verification process, though the financial aid remains estimated until the verification process is complete. No federal or institutional financial aid will credit to students’ accounts until this process is complete. Failure to complete paperwork in a timely manner will lead to possible late fees, inability to request transcripts, and loss of permission to register for upcoming semesters for students whose accounts are not paid by the deadlines specified by the Business Office. 

Notification of Selection 

Incoming new and transfer students selected for verification review will be notified via the email address they provided on their FAFSA. Returning students will be notified via their PMC email. Students should complete this process as quickly as possible. Please note that this process can take upwards of 2-3 weeks if IRS transcripts need to be requested. 

Documentation Required to Complete Verification 

Students should complete the form listed in their notification email. All signatures must be handwritten. No other electronic signatures will be accepted. Each form contains directions for completing and submitting all required paperwork. Dependent students must also submit parent income information. Independent students should spouse income information if applicable. 

Students who have not done so already should update their FAFSAs using the IRS Data Retrieval Tool for the income information section(s). Students who are unable to transfer income information using the IRS DRT on your FAFSA, may instead request official IRS tax return transcripts on the IRS website. Recent updates to federal regulations have declared that schools can accept a personal copy of the federal tax return from the student or parents (if required) for verification purposes for the 2017-2018 academic year only. Beginning for the 2018-2019 academic year, either a tax transcript from the IRS or your FAFSA filed using the IRS Data Retrieval Too are the only two ways to verify tax data. 

Students who did not file taxes for the year requested, must submit all W2s for that year as well as documentation from the IRS on or after October 1, 2016 that indicates a 2015 IRS income tax return was not filed with the IRS or other relevant tax authority. Additional documentation may be requested at the discretion of the Financial Aid Director. The Office of Financial Aid will follow up with questions or request for more paperwork if information is conflicting, missing, or appears inaccurate.  

Time Period 

A valid FAFSA application must be submitted prior to enrollment if the student intends to apply for financial aid. Verification paperwork should be submitted within 30 days of receipt of notice of selection. Verification paperwork can be submitted as late June 1 following the end of the semester, though late fees will already have been applied by this point. 

Verification must be complete before the Office of Financial Aid will certify any federal aid. 

Students who are eligible to work on campus through the work study program will not be allowed to work until the verification process is complete and eligibility for this program is confirmed. 


  1. If the required documentation is not submitted, the following may occur: 
  2. No federal financial aid for the semester or academic year. 
  3. Holds will be placed on student accounts for overdue balances. Those students will be unable to request transcripts or register for future semesters. 

Completion of Verification Process 

When possible, the Office of Financial Aid will make electronic corrections to students’ FAFSA applications. These corrections will generate an updated Student Aid Report sent via paper or electronic means. The estimated family contribution may change based on the corrections made. The Office of Financial Aid reviews paperwork within one week of submission. When the verification process is complete, students will immediately receive an updated award letter via email indicating any change to the financial aid package. 

If it is determined that a student has received funds which they were not eligible to receive, the student must repay the amount. If a repayment is not made, the overpayment must be referred to the U.S. Department of Education. No further applications for financial aid will be processed by the U.S. Department of Education Pedrone Ministry College’s Office of Financial Aid. 

Special Circumstances 

Students who feel that the information reported on their FAFSA does not accurately depict their current financial situation can request to have their application adjusted. There must be a special circumstance to warrant such an adjustment to be made. Some instances where these changes could made include loss of a job, death of a parent, unusually high medical bills, and marriage/divorce. Contact the Office of Financial Aid for more information regarding specific situations. Students receiving adjustments will be required to submit extra documentation. 

Federal Student Aid

The Office of Financial Aid administers Title IV federal student aid programs under governmental guidelines. Governmental guidelines require students to maintain satisfactory academic progress to be eligible for all federal student aid funds. The U.S. Department of Education allows each institution to develop its own policy concerning the standard of practice as long as it satisfies governmental guidelines.  

Qualitative standard for SAP: students must achieve a 2.0 GPA in order to graduate. As student’s progress toward graduation, they must maintain the following cumulative GPA in the following increments: 

Completed Hours 






Minimum GPA 







Quantitative standard for SAP: for financial aid purposes only, federal regulations require that students complete the program in no more than 150% of the normal program requirement. Students are considered to be making satisfactory academic progress if they have earned credits at least two-thirds of all attempted credits.  

Withdrawals: A grade of “VWD” (withdrew within 3 weeks of the start of the semester) will not count in SAP calculations.  Grades of VWP or VWF will count as attempted hours and will factor into GPA.  

Repeated courses: All attempts will be counted as attempted hours, but prior attempts will not factor into GPA. 

Incompletes will count as attempted hours and will factor into GPA once the course is either satisfactorily completed or earned an “F” grade when not completed.  

Transfer credits will count as attempted and completed hours but will not be included in the GPA calculation.  

SAP is checked at the conclusion of the fall and spring semesters. For students taking summer classes, SAP will be checked at the conclusion of the summer session instead of the spring. When students fail to meet either the qualitative or quantitative standard, they are placed on financial aid probation for one semester. Students may receive financial aid during the period of probation.  If, at the conclusion of the probational semester, the students have not achieved SAP, they will be ineligible for financial aid thereafter until achieving SAP. Exception: if students achieve a 2.0 semester GPA while taking at least 12 credits during the probational semester, yet still have not regained SAP, they will be considered to have made SAP but will continue on probation during the next semester and be able to receive financial aid.  If, after that semester, they have still not regained SAP they will be ineligible to receive financial aid until attaining SAP.  NOTE: students who receive a 0.00 GPA for a semester and fall short of SAP guidelines will not be placed on probation and will be ineligible for financial aid until regaining SAP.  

Also note that taking a semester off or any period of absence does not “reset” or re-establish SAP.  SAP is regained by meeting the above standards or being granted an appeal (see below). 

Adult Career and Continuing Education Services-Vocational Rehabilitation (ACCES-VR) assists students with disabilities through Vocational and Educational Services for Individuals with Disabilities (VESID). Qualifying students receive financial assistance toward tuition, fees, books and required materials, and room and board. VESID also offers additional coaching and assistance with paperwork, disability accommodations, and help with employment placement after graduation.  

VA Benefits 

PMC welcomes military personnel by accepting government aid on behalf of veterans. Pedrone Ministry College participates in a variety of VA programs which utilize the GI Bill and Post 9/11 funding.  

Private Education Loans 

PMC has no preferred lender agreements with any private lender. It is almost always more beneficial for the student to borrow through the Federal Direct Loan program before borrowing from private lenders. Students may borrow from any private lender they wish with no consequences or penalties. Students can borrow, pending credit approval, enough to cover their remaining financial need after all other financial aid has been applied to their tuition charges. Typically, applications require a credit-worthy cosigner.  


PMC offers financial aid to help students pay their educational costs. These financial aid programs are conditional upon the availability of institutional funds and are subject to change. PMC reserves the right to verify information contained in any application for institutional financial aid. All applications for institutional financial aid are subject to approval. Applications for institutional scholarships are available through the Office of Financial Aid.  

To be eligible for institutional financial aid, full-time students must fill out the respective application and submit it to the Office of Financial Aid by the scheduled filing deadline. To be eligible for institutional financial aid students must maintain satisfactory academic progress as they would to receive federal financial aid.   

All institutional scholarships are intended to be used as a supplement to state and federal financial aid.  Students whose accounts show a credit balance as a result of institutional scholarships will not be eligible for a refund from the College and those accounts will reflect a zero balance after all state and federal financial aid as well as institutional scholarships are applied. Students whose accounts show a credit balance as a result of federal financial aid, loans, church contribution or parent/student payments will receive a refund of the credit balance. No student may have more than half of their semester bill (including tuition &fees) covered by institutional aid. Students who are eligible for institutional aid which covers more than half will only receive scholarship aid to cover half of their bills.  

Presidential Scholarship – Funds are awarded to full-time, online-only students based on merit and financial need in amount as approved by the President.